The average Canadian loses $1,000-2,800/year in unrealized credit card rewards and suboptimal point redemptions. Our AI analyzes YOUR cards, spending, and goals to build YOUR optimal strategy.
Loyalty programs are designed to be confusing. The 2026 Aeroplan changes made it worse. Here's what's going wrong.
Distance-based earning is gone. Spend-based rules are in. Your old strategy may be costing you thousands.
The average Canadian loses $800-2,000/year by using the wrong credit card for each purchase category.
Most people redeem Aeroplan points at 1-1.5 cents each. The sweet spot is 4-8 cents. That's a 4x difference.
No generic advice. No guesswork. Just data-driven recommendations for YOUR situation.
Select your current credit cards, estimate your monthly spending by category, and share your travel goals. Takes about 3 minutes.
Our AI cross-references your cards, spending patterns, and goals against the latest Aeroplan 2026 rules, earning rates, and redemption values.
Receive a personalized report: your portfolio score, which card to use per category, new card recommendations with ROI, and a 90-day action plan.
A complete personalized optimization strategy -- not generic blog posts.
See how optimal your current credit card setup is, scored 1-100.
Know exactly which card to use for groceries, gas, dining, bills -- every category.
Personalized card suggestions based on YOUR spending, with ROI calculations.
The best way to use your points for your specific travel goals.
How the Aeroplan overhaul affects YOUR specific situation and what to do about it.
Prioritized steps to maximize your points value in the next 3 months.
Our optimizer pays for itself with a single card switch. Most users find $500+ in immediate savings.