Amex · Amex MR
| Category | Rate | Notes |
|---|---|---|
| Groceries | 5x | 5x groceries + dining combined cap $2,500/mo |
| Dining | 5x | 5x groceries + dining combined cap $2,500/mo |
| Streaming | 3x | — |
| Gas | 2x | — |
| Transit | 2x | — |
| Everything Else | 1x | — |
The American Express Cobalt Card has an annual fee of $192.
The American Express Cobalt Card earns 5x on groceries, 5x on dining, 3x on streaming, and 1x on everything else. It is part of the Amex MR program.
The American Express Cobalt Card is best for groceries, dining, streaming, Aeroplan via transfer. It is a mid tier card on the Amex network and earns points that transfer to Aeroplan at a 1:1 ratio. At $192/year, the value depends on how much you spend in its bonus categories.
Yes, Amex MR points transfer to Aeroplan at a 1:1 ratio.
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