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PC Financial World Elite Mastercard

PC Financial · PC Optimum

Annual Fee
Free
Sign-Up Bonus
20,000 pts
$50 in 60 days
Best Rate
4.5x
Drugstore
FX Fee
2.5%

Earning Rates

CategoryRateNotes
Drugstore4.5x45 pts/$ at Shoppers (4.5% equiv)
Groceries3x30 pts/$ at Loblaws (3% equiv)
Everything Else1x10 pts/$ elsewhere

Sign-Up Bonus

Bonus
20,000 pts
Min Spend
$50
Timeframe
60 days
Est. Value
$20

20K PC Optimum pts on $50+ in 60 days

Perks & Benefits

  • No annual fee
  • PC Optimum at Loblaws/Shoppers/Esso

Insurance Coverage

  • Travel medical (15 days)
  • Auto rental
  • Purchase protection

Best For

no feeLoblaws groceriesShoppers Drug Mart

Minimum income requirement: $80,000/year

Frequently Asked Questions

What is the annual fee for the PC Financial World Elite Mastercard?

The PC Financial World Elite Mastercard has no annual fee.

What are the earning rates for the PC Financial World Elite Mastercard?

The PC Financial World Elite Mastercard earns 4.5x on drugstore, 3x on groceries, and 1x on everything else. It is part of the PC Optimum program.

Is the PC Financial World Elite Mastercard worth it?

The PC Financial World Elite Mastercard is best for no fee, Loblaws groceries, Shoppers Drug Mart. It is a entry tier card on the Mastercard network. With no annual fee, it's a low-risk entry point.

Does the PC Financial World Elite Mastercard transfer to Aeroplan?

No, the PC Financial World Elite Mastercard earns PC Optimum which does not transfer to Aeroplan.

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RBC ION Visa
No fee · Up to 1.5x on groceries
Tangerine Money-Back Credit Card
No fee · Up to 2x on chosen categories

Does This Card Fit Your Spending?

MaxPoints analyzes your actual spending to tell you if the PC Financial World Elite Mastercard is the right pick — or if another card earns you more.

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